holy moses!

ok, i whined about the financial planning seminar yesterday, but believe it or not, i actually learned some valuable stuff. did you know that the average woman becomes a widow at the age of 56? and 25% of those widows go through their husband's death benefit in TWO MONTHS!! women are out of the workforce an average of 11 1/2 years longer than men due to childbirth and child-rearing, so while men need to save about 10% of their income per year, to make up for the defecit, women need to save **12%**. i'll be 30 years old this year...so if i start saving $11 a day until i retire, i will have saved over a million and a half dollars. i'm off to the bank...!!!

ladies - go buy a copy of the book 'smart women finish rich'. its not really about making a whole lot of money, its about prioritizing your life and identifying your goals vs. your values to live your life to its fullest, so your happier in your everyday life *and* you can save for your retirement. its a great tool for us.

i have another story to share this evening about what i did this morning...i almost feel like i have a life again!!!